Mark wants to start saving money. He
makes an annual net income of $45,000
at his computer technician job.
misc. 7%
debt 5%
housing 30%
gifts & entertainment 12%
clothes 5%
Spending Guidelines
(% of net incomes)
1: What is his net monthly pay?
Monthly Expenditures
Rent: $850
Food: $300
Car insurance + gas: $190
Entertainment: $760
Clothes: $150

2: What approximate percentage of his net
monthly pay is each expenditure listed above?
savings: 10%
transportation: 11%
food: 20%
3: Where would you suggest he cut costs to
be able to save more money each month?
2a: What percentage of his net monthly pay is his rent payment?