Factor the polynomial below x^2-16x+63

Pls! does anybody know a shortcut for answering these types of questions in the future?

Angela is buying a dress that is on sale for 20% off. if the original price of the dress is $40.00, how much money is angela saving on the dress? a. $0.80 b. $3.20 c. $32.00 d. $8.00

Four individuals pool money together to start a new business and agree to split the profits equally. n invests $6,000, x invests $2,000, y invests $8,000 and z invests $4,000. if the profits for the first month were $100,000, y receives than if the profits were divided in proportion to how much they invested.