5. A career counselor decides to make the minimum monthly payment of $140 on credit card debt of $5625.49 and discontinue using the credit card. (Hint: Make the payment negative) Assuming the annual interest rate is 27.99%, how many months will it take her to repay the debt? Round to the next month. and how long would it take to repay the debt if the counselor makes monthly payments of $300? Round to the next month.