What is the value of y?
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y =

15

step-by-step explanation:

we are given the following expression and we are to solve it and find the product:

-13 × (-5)

solving the given expression in the standard order of solving a mathematical expression, beginning with the opening of brackets and then multiplying the terms and changing their signs.

-3 × -5 = 15 (answer is positive because when negative is multiplied with negative, it gives a positive answer)

all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

step-by-step explanation: