Tom Harris is twenty-four. He purchases $15,000 of ten-year term insurance.
a. semi-annually
b. quarterly
$31.75
c. monthly
$62.25
$31.13

.632

step-by-step explanation:

6 * 1/10 = 3/5

3*0.01 = 0.03

3/5 + 0.03 = .63

2*0.002 = .002

.63 + 0.002 = .632

so, converting firstly the mixed fractions to improper fractions and then "adding".

the answer would be d

straight away you can eliminate a and c because not all books contain a scientific skill because some may be fiction. c is also wrong because it saids that the only way children can learn is through books which is incorrect.

b is also wrong because reading can be a scientific skill but not always, therefore it is wrong which leaves you with d, the correct answer since it said that it can children learn.

hope this ! : 3