A man earned wages of 44,800, received 1800 in interest from savings account, and contributed 2900 to a tax deferred retirement plan. He was entitled to a personal exemption of 4050 and a standard deduction of 6300. The interest on his home mortgage was 7900, he contributed 2800 to charity, and he paid 2000 in state taxes. Find his gross income, adjusted gross income, and taxable income. Base the taxable income on the greater of a standard deduction or an itemized deduction.