Rosario plans to apply for a loan this fall and is comparing the finance charges for three different loan options. order rosario’s loan options from the least finance charge to the greatest finance charge. loan option principal amount monthly payment amount loan term option x $14,000.00 $324.32 48 months option y $14,000.00 $264.12 60 months option z $15,000.00 $332.69 48 months option z option x option y < <