To maintain creditworthiness, individuals should _ select all that apply.
protect their credit card and account numbers to prevent unauthorized use
wait a week before reporting lost or stolen credit cards
look for credit cards that have no annual fees and lower interest rates
read the terms of the credit agreement carefully and make informed decisions
never order or read their credit reports

Anull hypothesis states that the difference between 8 hours of sleep and 3 hours of sleep has no effect on the number of pictures a student will remember during a picture memory interface test (pmit). examining the mit database, an extremely small t-value of 0.1611 is found. this t-value is much smaller than the smallest t-value on the chart for p-value reference. from this information we can: select one: a. accept the null hypothesis because the p-value obtained shows that the difference between the two groups being tested is not statistically significant b. accept the null hypothesis because the p-value obtained was statistically significant c. reject the null hypothesis because of the p-value obtained d. reject the null hypothesis because the data obtained is statistically significant