James purchases a property for $150,000 in 2015. in the first year of ownership the capital appreciation of the property (how much its value increases by per annum) is 4%. in year 2, the housing market suffers a crash and the house experiences a capital depreciation of 6%. calculate the value of the property, to the nearest $1,000, at the end of year 2. round your answer to the nearest $1,000.