What is this expression 0.45+6.2+18

Factor. 8x2y2 – 4x2y – 12xy 4(8x2y2 – x – 12xy) 4(2xy – 4x2y – 12xy) 4x2y2(2xy – xy –3) 4xy(2xy – x – 3)

Scott harris can invest $7,000 in a 1-year cd that earns interest at an annual rate of 4 percent compounded monthly. the amount per $1.00 is 1.040742. he can also invest $7,000 in a 1-year cd at annual rate of 4 percent compounded quarterly. the amount per $1.00 is 1.040604. what is the difference in the amount of interest earned for each investment? a) $0.96 b) $0.81 c) $0.87 d) $0.88

Can someone me out here and the tell me the greatest common factor