1). Terms:        7x and 8y
    Coefficients:  7 and 'x'
                 8 and 'y'
2). Terms:        'a' and 'b'
    Coefficients:  'a' and '1'
                 'b' and '1'
     (If the coefficient is '1', it's not written; but it's there.)
3). Terms:    3m² and -6n
    Coefficients:  3 and m² Â
                -6 and  n
              Â