Write an equivalent expression for n x a using only addition

The final cost of a sale is determined by multiplying the price on the tag by 75%. which best describes the function that represents the situation?

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

How do i start to solve? would appreciate a walk-thru! a bird sitting 16ft above the ground in an apple tree dislodges an apple. after how many seconds does the apple land on the ground? (assuming that no branches will interfere with it's fall)