Because of its conversation and easy access to atms is the most common form of payment today.

Because of its convenience and easy access to ATMs, debit cards are the most common form of payment today. 

Debit cards are linked to your bank account and will allow you to access those available funds. If you swipe your debit card it will automatically remove funds from your bank account to pay for your items. You are also able to use it at an ATM to withdraw cash. Most debit cards have an allowed amount of money you can withdraw from an ATM in a day.