Jessie wants to open a checking account to pay bills. she wants a starter book of checks, plus free online bill payment services. she analyzes the following statements of fees from good bank and great bank. based upon past experience, jessie expects to accidentally overdraft the account about 3 times per year, unfortunately all in the same month, due to unexpected charges and miscommunications. she expects no 2nd copies of statements, and to use network atms 4 times per month with either bank. based on the tables of fees, which bank can be reasonably expected to cost jessie the least amount in fees per year?