Which of the following statements best describes the difference between a health maintenance organization (HMO) and a preferred provider organization (PPO)?
a. An HMO is paid a monthly premium for ongoing services while a PPO collects no money
until after services are rendered.
b. An HMO allows the insured individual to choose from a list of providers while a PPO assigns
the insured individual the provider nearest his or her residence.
c. An HMO requires the insured individual to go to a provider within their organization while a
PPO allows the insured individual the option to receive care from a non-preferred provider at
a higher cost.
d. An HMO is usually paid for by the insured individual's employer while a PPO usually
requires the insured individual to pay a co-pay or deductible for services.

Adefendant charged with driving while intoxicated pleaded not guilty and insisted on a trial. right before the trial began, he fired his attorney and decided to defend himself. at one point during opening arguments, the defendant began to act like a cat, meowing and chasing an imaginary squirrel out of the courtroom. if no one else raises the issue of the defendant's competency to stand trial, what is the responsibility of the trial judge here? a) the trial judge has no responsibility, because the defendant decided to defend himself. b) the trial judge has no responsibility, because she cannot decide whether the defendant is competent to stand trial. c) the trial judge must raise the issue of competency, because the defendant is representinghimself.d) the trial judge must raise the issue of competency, because the constitution obligates her to do.