Why is interest earned less than interest charged? a. borrowers are risky, and must pay back more than what they borrowed. b. people saving money don't need the additional interest. c. interest earned is a "gift" from the bank. d. interest charged on loans is how the banks make money.

- "bill clinton ( the 42nd u.s. president, served in office from by low unemployment, declining crime rates and a budget surplus. during clinton's second term, the u.s. economy was healthy, unemployment was low and the nation experienced a major technology boom and the rise of the internet."