Which of the following was contributed factor of the economic crisis of 2008? a.) balanced budget and decreased federal deficits. b.) increased federal funding tied to student academic success. c.) lower taxes and more disposable income for families. d.) indiscriminate and risky banking practices.

most are appointed by the president and confirmed by a vote in the senate. however, appeals court judges appoint federal bankruptcy judges, and district judges appoint federal magistrate judges. the qualifications for these positions vary depending on the preferences of the person reviewing nominees.

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