What was not one of the causes of hardship for Southern agricultural products in the immediate post-Civil War period (1870-1890)

answer: the risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation:

a direct vote in which an entire electorate is invited to vote on a particular proposal. this may result in the adoption of a new law.  

the right answer is d) a conference committee. it is a temporary panel formed by house and senate members in order to reconcile differences in legislation.