Would you consider the western hemisphere before europeans to be a “civilized” place? Explain why or why not, and use specific examples.

if a bill passes in the house of representatives, it goes through a similar process in the senate. before a bill becomes law, it must be approved by both chambers of the legislature. the bill must pass with the same wording in the house of representatives and the senate before it can go to the governor for approval.

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk