How are members of the English House of Lords selected and how is that different than members of the United States Senate.

The people in the House of Lords are called Peers and are given the title Lord or Baroness, depending on if they're a boy or a girl. Representatives are elected to serve for two years, while senators are elected for six years. ... Voting happens at the same time so there's a whole new House of Commons after each election.

the installment plan of the 1920s, an arrangement that allowed people to buy what they wanted with a small down payment and pay off the rest in monthly installments, provided americans a way to own what they did not have the money to buy.