Would you rather have your debit card declined if you don't have enough
money to pay for something or would you rather pay the overdraft fee?
Why?

If you don't have enough money in your account to cover a payment, your bank may simply decline the transaction. ... Also, whoever you tried to pay will most likely also charge you a fee. A business that deposits your bad check will get dinged by their bank and then pass the charges on to you.

Explanation:

sir thomas more, venerated in the catholic church as saint thomas more, was an english lawyer, social philosopher, author, statesman, and noted renaissance humanist. he was also a councillor to henry viii, and lord high chancellor of england from october 1529 to 16 may 1532.

in mcculloch v. maryland (1819) the supreme court ruled that congress had implied powers under the necessary and proper clause of article i, section 8 of the constitution to create the second bank of the united states and that the state of maryland lacked the power to tax the bank.

gibbons v. ogden, (1824), was a landmark decision in which the supreme court of the united states held that the power to regulate interstate commerce, granted to congress by the commerce clause of the united states constitution, encompassed the power to regulate navigation.