One regulation the Federal Reserve imposes on banks is that they guarantee a portion of their money be available for their depositors to withdrawal. If this regulation didn't exist, what effect might this have on the economy? (1 point) Group of answer choices

Stock market returns would be higher.

People would be hesitant to put their money in banks.

Interest rates for lending would decrease.

Banks would be able to loan more money.

Western sahara is occupied by whom? a. mauritania b.algeria c. morocco d. tunisia

James ll caused problems during his reign because his religion was: protestant lutheran catholic

Select the five weaknesses of the articles of confederation. congress could not declare war or establish an army. congress could not levy taxes. congress could not control trade. not all the states were represented in congress. no national court system. no executive to enforce the laws. congress could not negotiate with foreign governments. the national government could not borrow money. nine of the states had to agree to pass a law.