Which piece of evidence explains the cause of an unbalanced budget? Group of answer choices

One must convert the income to a monthly basis for budget purposes.

If more money is flowing in than out, the family's budget is working, and attention should be paid to maintaining this state.

A simple three-column budget provides the simple tool to begin measuring one's saving and spending habits and changing one's future.

In simplest terms, if the "out" column is larger than the "in" column, then more money is flowing out than in.