When the fed adjust its interest rates it directly influences consumer

a) saving
b)spending
c)borrowing
d)investing

It directly influences consumer: A. Saving

When the federal bank increase the interest rates, most consumers will start to put their money in the bank in the hopes of gaining higher interest rates.
This policy usually made during inflation in order to control the money circulation within the market.

Ithink it’s c , good luck on whatever : )