20 points for the brainiest : )

#1: is credit good for the economy? explain your answer.

#2: should the government spend money on credit? why or why don't you think it should?

#3: what are financial institutions? give some examples. explain what might be different in your life if they did not exist

#4: how does the government affect how financial institutions operate? why does it have this control? in your response, include an example.