20 POINTS Why did African Americans begin developing their own businesses in North Carolina's cities?

• to take control of the city's economy

• to have easier access to services such as loans and insurance

• to establish a system of common ownership

• to force the city's white-owned businesses to close

From the late 19th century to the mid-20th century, a similar snapshot could be taken in Durham, N.C., or Washington, D.C. As racial segregation and terrorism plagued the South, black business districts in these cities emerged as refuges where African Americans could shop or start busi- nesses of their own.

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