The year is , and the south secedes from the Union

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Which statement best explains the role of government according to thomas hobbes

What is a characteristic of hunter-gatherer societies?