Powers held by the state governments are known as ...

Many powers pertaining to the central government are distributed by state governments. The before-mentioned powers are called concurrent powers. These incorporate the power to tax, spend, and borrow money. State governments enforce their own judicial systems, charter corporations, provide public education, and improve or control property rights.

Explanation:

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.

i am not 100% positive but i think it is is b. both are non-partisan jobs

i am pretty sure that members of congress have term limits, can be impeached, and are nominated through direct popular vote.