Which factor contributed most to the situation shown in the cartoon? unregulated banks
creation of a national bank
low tarifs
shortages of consumer goods

unregulated banks

Explanation:

From the cartoon used, a squirrel asks a despondent man sitting on a bench why he didn't save money for the future while times were good. The man sat with his chin in his hands with a tag "Victim of bank failure".

Therefore, the factor that contributed most to the situation shown in the cartoon is unregulated banks which led to their collapse/failure.

the government created by the constitution is described as one where voters elect representatives to govern. i think that should be ur answer

answer: the ocean

explanation: if you map out 30 n and 40 n latitude, you will get the ocean