What does Carnegie mean when he says, “the man who dies rich dies disgraced”?

Carnegie. What did he mean when he said "the man who dies rich dies disgraced"? Rich people should use their wealth to better people's lives.

Explanation:

The reason behind why Carnegie believes that a man who dies thus rich, dies disgraced, because he believes that the wealthy individuals should repay their debts to our society and use their wealth for the benefit of the society, not for themselves.