Please help I don’t know the answer to this one

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

The transcontinental railroad runs from the to the i. north ii. south iii. east iv. west a. i and ii b. ii and iii. c. iii and iv d. ii and iv

The military dictatorship inviolently reacted to the opposition of the maya, who demanded greater rights for their native population. the genocide inresulted from a struggle between arab nomadic tribes and non-arab agricultural groups. the tutsi were the victims of genocide inat the hands of the hutu rulers.