Economist refer to investment as

By investment, economists mean the production of goods that will be used to produce other goods. Investment is usually the result of forgoing consumption

Explanation:

c. bounced back and forth from worthless to worth a lot and back to worthless

so the story tells of someone named kaushik choudhuri, but he does not narrate the story, a girl named hema does. hema tells the story in a second person point of view because you (the reader) are supposed to be the boy named kaushik.

here's an excerpt i found: "i was ushered into the fitting room, your mother watching approvingly as i took off my coat and sweater and tried on the bra."

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