How does a person use credit to make a purchase ?

They are borrowing money to make the purchase, and then they will have to pay it back in the future. The longer they don’t pay it back, the more interest it collects.

according to romans 13: 1-7, 1st peter 2: 12-14, and 1 timothy 2: 1-4, christians as citizens have specific responsibilities to a nation that gives liberties to its people. christians are obliged to live as good citizens by submitting to the human government. honor, or respect, is due to men in the high governmental station. a christian should reflect such respect not to gain some favor but because it is god’s will. peter 2: 14 notes that the purpose of the human government is to promote peace and justice in society. to submit to human government, peter includes three elements; obedience, respect, and good deeds.