What was the effect of buying on credit during the 1920s? Americans were able to avoid getting into debt. Americans were buying more goods than they could afford. Americans were encouraged to sell their stocks.

Americans were buying more goods than they could afford.

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Americans were buying more goods than they could afford.

Explanation:

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its main object was the establishment of "settlement houses" in poor urban areas, in which volunteer middle-class "settlement workers" would live, hoping to share knowledge and culture with, and alleviate the poverty of, their low-income neighbors.

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