Which statement best defines the term premium?
It is money a consumer receives after experiencing a loss.
It is a payment made before a consumer can make a claim.
It is money paid by a consumer to share the cost of a payout.
It is a fee paid to an insurance company to purchase coverage.

The california gold rush: actually had only a small impact on california’s population because its rich farmlands already attracted thousands of new settlers each year. attracted almost equal numbers of men and women. resulted in laws that discriminated against “foreign miners.” made considerable wealth for average miners because gold mining demanded no real investment of capital. hurt the development of san francisco because gold discoveries shifted interest to areas outside of town.

What is the ancient chinese belief that god chooses the emperor?

The idea of manifest destiny simply stated it was america's destiny to expand from the atlantic ocean to the pacific. the word "destiny" implies an idea that it was within our rights as a nation to expand. in a paragraph of 125+ words, explain what could be wrong with that idea.