_ is a component of culture that enables a group of people to verbally communicate and to communicate in writing.

answer; i believe that the correct answer is (chronological order);

raw information is your answer

~courtney

all of the following apply except for (a. excessive credit on real estate resulting in defaulted loans.

in 1819, panic swept the country due,in part, to the rapid expansion of american manufacturing during the war of 1812 and the distress caused by the post-war british competition. the rapid expansion of american farming was another factor.

explanation: