What climate conditions led to the formation of the world’s earliest known civilization?
a. wet and tropical
b. wet and cold
c. dry and cold
d. dry and semiarid

1) the andrew carniage's purchase and renovation of skibo castle have been very good and auspicious for the local people of dornoch firth, scotland because this is a turistic attraction for many people who would want to know the castle, the local people would take advantage about this.

2) yes, it could.

answer: the risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation:

b: the exchange of coined money

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