What does a "fractional reserve banking system" mean?
one that must keep most deposited money in reserve
one that keeps only a small part of customers' deposits on hand
one that is required to report daily deposits to the Federal Reserve
one that uses fractional paper currency as well as coins

My latest book, fightin’, prose short fiction, is a combination. there’s nothing about being indian in there. just stories of people. why shouldn’t i write about non-indians? i don’t have to dress anybody in feathers." how does ortiz's use of language in this excerpt set an informal tone? a. by using contractions and sentence fragments, ortiz makes this part of the interview feel more familiar and casual. c. by using the term "indian" rather than "native american," ortiz makes this part of the interview feel more combative or hostile. b. by employing first-person pronouns, ortiz makes this part of the interview more solemn and pessimistic. d. by asking a rhetorical question, ortiz makes this part of the interview objectively and intentionally funny and lighthearted.