The Federal Reserve is the
of the United States.
O government branch
O savings and loan
O central bank

 The Federal Reserve System, often referred to as the Federal Reserve or simply "the Fed," is the central bank of the United States. It was created by the Congress to provide the nation with a safer, more flexible, and more stable monetary and financial system.

Explanation:

checks and balances are needed to keep the government running smoothly, they allow the three branches of government to overrule one another so that one branch of government does not become too powerful.

answer --

  the answer is you barrow money to buy stock

hope i have a wonderful