Created money is money that consumers: deposit borrow withdraw spend

The answer is borrow

Explanation:

Money is something that can be created. Created money does not mean that a counterfeiter gets out his printing press and goes to work. What created money does mean is that consumers borrow money from banks for goods and services that they want. If the bank decides to lend the money, it opens up an account against which the borrower can draw money from the bank. For example, a certain bank starts out with $1,000,000 in deposits from their customers. Someone comes to the bank to get a $25,000 loan to buy a house. The bank loans that money, using part of the $1,000,000. There is now $1,025,000 "being used" in the economy. One million still belongs to the original depositors, and the borrower now has $25,000 of the created money

powers  are  denied  to the  national governmentin three distinct ways: some  powers, such as the  power  to levy duties on exports or prohibit the freedom of religion, speech, press, or assembly, are expressly  denied  to the  national government  in the  constitution.