20 !
what did the federal reserve act create?

it enforced conservation of land and created monuments.

it supported 10 national banks in the nation without a central banking system.

it created a centralized banking system for our nation.

it created a federal income tax.

it prohibited child labor.

workers of lowell mills were greatly benefited for the waltham type of work which was more a paternalist kind, trying to protect the integrity of this little girls coming from small farmers and providing an adequate place of work, this in an effort to avoid the issues of bad place conditions and immorality that the people in bigger industrialized cities of great britain were experimenting.

mass production/ assembly line production