Explain how initiative, referendum, recall
contribute to more direct democracy

Initiative, Referendum and Recall are three powers reserved to the voters to enable them, by petition, to propose or repeal legislation or to remove an elected official from office. Proponents of an initiative, referendum or recall effort must apply with the City Clerk for an official petition serial number.

Explanation:

- "a new era of american politics began with jackson's election in 1828, but it also completed a grand social experiment begun by the american revolution. nevertheless, jacksonian democracy represented a provocative blending of the best and worst qualities of american society."

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i believe the answer to your question is b. pay your bills early