What is the thesis (main point) of diamond's article?

in mcculloch v. maryland (1819) the supreme court ruled that congress had implied powers under the necessary and proper clause of article i, section 8 of the constitution to create the second bank of the united states and that the state of maryland lacked the power to tax the bank.

gibbons v. ogden, (1824), was a landmark decision in which the supreme court of the united states held that the power to regulate interstate commerce, granted to congress by the commerce clause of the united states constitution, encompassed the power to regulate navigation.

during both period congress passed law restricting the civil liberties of american citizen that meet with the overall public support is the one statement that explain the rate scare of the 1920 and 1950 is very similar