What were the social effect of the civil war?

The civil war had a great effect on the United States. Those who disagreed with the running of the country now found that they were able to remove themselves and become their own 'individual state.' This raised tensions in the country as the North and the South disagreed on many things. The biggest social issue during this time was slavery/racism. The civil war put all sides of the battle at great risk as differing opinions were more or less a matter of life and death at this point.

true is the answer to this

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.