Read the graph that displays mortgage interest rates between 1978 and 1983. in what year did consumers get the best deal on a mortgage? a. 1978 b. 1980 c. 1982 d. 1983

Based on the graph the best year in which consumer were able to get the best deal on a mortgage was: A. 1978

In the graph the year 1978 is when the interest rate takes an absolute minimum. The interest rate is the price one pays for the money lend (mortgage: housing debt). Therefore, consumers will always want to pay less, in oder words, have low interest rates. From 1978 onwards the interest rates tend to increase despite decreasing between 1980 and 1981. However, it was still higher than in 1978 when the interest rate was 9.0.

when studying cause and effect, historians usually group the causes into different categories. for example, cultural causes reflect how a society’s literature and art convey the way the society saw itself in relation to the rest of the world. another resource that historians use to understand society is pop culture, which tells them the trends and ideas that are preferred by the common people. when studying cause and effect, it’s important to remember multiple causation, or the idea that an effect could have several causes and vice versa.  

the correct option is “cultural causes” since art and literature are related to the culture of a place. culture is determined by literature, art, music.

the correct option is “pop culture” since it reflects the likes and ideas of common people whereas the rest of the options do not focus on common people.  

the correct option is “multiple causation” since it refers to the idea that events are caused by multiple reasons, not just a single one.  

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