What is the name of the bank or credit union

actually, you kinda already answered your own question there, most people call it the credit union, but  if your looking for the name of a bank, then theres state farm, wells fargo, and a few others   >^w^<

cold

very very cold

it's a secular holiday. it is and was a custom developed to recognize the ending of a time and a wish for a good future. the kind of kiss you exchange, if you are single, is intended to predict what kind of year you will have in the coming year.

it is saying good bye to the last year with all its ups and downs, and hello to the new year, with all its hopes and dreams.