Representatives elected to the senate serve ? year terms, while members of the house of representatives serve ? year terms.

What cultural factors do geographers consider when they study human geography? climate patterns customs elevations ethnicity language religion

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Which of these events related to the protestant reformationoccurred first in 1521?