If chris has car liability insurance what damage would he be covered for

The right answer an injury for which the client (Chris) is responsible.

Liability insurance is a contract that guarantees the pecuniary consequences incurred by the insured when he causes material or bodily injury to a third party through negligence, carelessness, children, servants, animals or things which he is responsible for. However, this does not cover the facts that the insured person intentionally committed.

is there any answer choices to this?