Horatio has to pay $50 out of each paycheck to his insurance company. he had a medical procedure that he had to pay out $1000 for. the next time he had the procedure, his insurance company covered its entire cost. which best describes what he was paying for? - the $50/month is the deductible, and the $1000 was his premium. -the $50/month is the premium, and the $1000 was his deductible. -both payments covered his deductible. -both payments covered his premiums.

The second option, The $50/month is the premium and the $1000 was his deductible.

A premium is basically a monthly bill to keep your insurance. A deductible is the fixed amount of medical costs you are responsible for paying before your insurance coverage starts to pick up the bills. 

20 times a minute is usually the average respritory rate of an adult. additionally the patient is breathing on his own, is clearly maintaining his airway, and is intaking a sufficient amount of air. you shouldn't use a bag valve mask, cpap, or other form of positive pressure ventilation, unless the patient has lost control of his airway, and is not breathing (apneic) or has rapid breathing or slow and shallow respirations. this patient would most likely and should be put on an non-rebreather mask or nrb attached to 100% high flow oxygen at 15 l/min. don't use a nasal cannula, as the amount of oxygen it provides is limited with a rate of 6 l/min.