Dodd-frank created which regulatory body to prevent udaap related activity.

The Consumer Financial Protection Bureau (CFPB)

UDAAPs are illegal, according to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The Consumer Financial Protection Bureau (CFPB) makes rules about UDAAPs and the Federal Trade Commission (FTC) helps enforce them.

this is really easy just look up what these words mean

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